All capital investment clients have a 100% LIFETIME MONEYBACK GUARANTEE. Their is a $2.00 service fee on all products sold on our company website that will be deducted from the clients account. Clients can request for us to write you a check when your account is profitable above $25.00 or any amount higher. For customer's on return policies we have a 30 day return on all merchandise, return the product back to the manufacturing company if it is damaged or missing parts thank you.